?There is a lot to argue about in NBA 2K27 before most players have even finished building their first lineup. The new Top 100 ratings put Shai Gilgeous-Alexander, Nikola Jokic and Victor Wembanyama together at 97 OVR, with Luka Doncic, Jalen Brunson and Giannis Antetokounmpo close behind at 96. That sounds fair at first glance, but the closer you look, the more uneven the list feels. Some dependable two-way players have been pushed too low, while a few big names still seem to be living off reputation. You'll notice the difference quickly in MyTEAM, especially when comparing a card's animations, badges and defensive movement rather than just its headline number. That is why many players are already checking 2K27 MT options before deciding which early cards are actually worth chasing.

The Lower End Has More Debate Than Expected

Walker Kessler closing out the Top 100 with an 81 OVR is easy enough to understand. Injuries have interrupted his progress, and availability matters in a game that rewards reliable production. Still, his rebounding and rim protection could make him much more useful if he stays healthy next to Luka Doncic. Tobias Harris, on the same rating, feels like a different story. His scoring in the postseason and steady off-ball play point more towards an 82 or 83. Alex Caruso also looks underappreciated at 81. He can defend several positions, make smart rotations and hit enough open shots to keep a lineup balanced. Ayo Dosunmu has a similar case after his postseason contributions. Dejounte Murray's 82 is harder to judge because of his missed time, but his all-around game is clearly better when he's available.

Reliable Veterans Deserve More Respect

Dillon Brooks and Jrue Holiday are the clearest examples of ratings that don't quite match real impact. Brooks gets an 82 despite bringing physical defense every night and making more useful offensive plays than he once did. An 84 would not feel excessive. Holiday's 82 is even more surprising. He guards elite scorers, spaces the floor and rarely looks overwhelmed by a difficult assignment. That sort of player tends to matter more in actual games than his rating suggests. Zach LaVine is another name that may be slipping under the radar. His situation in Sacramento could keep him out of the spotlight, but the scoring package is still there. Paul George, rated 82, also has a reasonable argument for 84. His recent form has been uneven, sure, yet his shooting, length and defensive instincts remain valuable, particularly beside Jayson Tatum.

Not Every Low Rating Is a Mistake

Some of the criticism needs a little balance. Ja Morant at 84 is understandable after a season where his finishing and shooting efficiency dipped. He's still explosive, and one healthy run could push that number up quickly. Rudy Gobert also sits at 84, though his defensive presence arguably deserves more credit. He changes the way opponents attack the paint, and that matters even when it doesn't show up in a box score. Ausar Thompson's 85 feels about right after his defensive work and playoff flashes. Zion Williamson receives the same rating, but his case is tied to availability more than talent. When he plays, the rating can look conservative. When he misses long stretches, 85 becomes much easier to defend. These are the kinds of ratings that may change fast once real games start influencing updates.

The Biggest Questions Sit Near the Stars

Trae Young at 87 is probably the rating that will frustrate the most players. His passing and shot creation are still elite, but defensive problems and declining efficiency make it difficult to separate him from guards in the mid-80s. LaMelo Ball, meanwhile, has an argument for 87 or 88 at 86 OVR. His size, creativity and ability to create shots for teammates give him a different kind of value. James Harden also feels a little high at 87 when his defensive limitations and playoff inconsistency are included. Paolo Banchero could have gone the other way; his playoff growth makes 88 seem reasonable. Austin Reaves at 88 may be generous after injuries and a mixed postseason. Further up the list, Jaylen Brown's 91 looks low next to his recent performances and MVP voting support. Kawhi Leonard's 93 could rise too, provided his body holds up. Donovan Mitchell at 93 is defensible, but a 92 would reflect the concerns around his late-game influence more honestly. Jayson Tatum's 93 is solid, though Brown now has a fair case to be rated alongside him or higher.

How the Top Group Shapes MyTEAM

The elite ratings are mostly sensible, even if a few placements invite arguments. Kevin Durant and Stephen Curry at 93 reflect age and durability concerns without ignoring what they can still do. Cade Cunningham's 93 rewards his scoring, passing and defensive improvement, despite the turnovers. Anthony Edwards at 95 feels like a natural step after his better outside shooting and stronger mid-range game. Giannis at 96 remains convincing, while Brunson's 96 may be a touch generous above him and Edwards. Luka at 96, Jokic at 97 and Wembanyama at 97 all have strong cases. SGA leading the group at 97 is also difficult to challenge after his MVP-level season, though a 98 would have made sense to some players. For MyTEAM, the lesson is simple: OVR is only the starting point. A cheaper card with better animations, defensive badges or a useful player model can outperform a famous name. Ratings will move during the year, so keep some resources available instead of spending everything on launch-day hype. If you're comparing lineups or looking for NBA 2K MT Coins for sale, focus first on the positions and skills your team actually lacks.


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